| S/n |
Benefits |
Eligibility Conditions |
Duration & Scale of Benefits |
| 1. Sickness Benefit (SB) |
| 1 a |
Ordinary SB |
Payment of contribution for 7B days In one contribution period of 6 months.
|
Upto 91 days in 2 consecutive benefit periods at the standard Sickness Benefit Rate (S0R) i.e. just above 50% of the wages. |
| 1 b |
Enhanced SB
 |
Sams as above |
14 flays for ubectomy & 7 days (or vasectomy. extendable on medical advice. Rate Of payment 100% of the wages. |
| 1 c |
Extended SB |
For 34 specific iong-ierm diseases. Continuous insurable employment for 2 years with 156 days contribution in consecutive contribution periods.
|
124 days which may be extended up lo 2 years on medical advice during a period of three years in insurance employment. Rate: 70% wages approx. |
| |
| 2. Disablement Benefit (DB) |
| 2 a |
Temporary DB
 |
From day 1 of entering employ man! & irrespective of having paid any contribution.
|
As long as temporary disablement lasts Rate : 70% of wages approx. |
| 2 b |
Permanent DB
 |
Same as above |
For whole life. Rate ; Up to 70% of wages depending upon loss of earning capacity. |
| |
| 3. Dependents Benefit |
| |
 |
From day 1 of entoring insurable employment & Irrespective of having paid any contribution in case of death due to employment injury. |
For life to the widow or until her re-marriage. To the legitlmate dependant children till the age of 18 years. To dependent parents for life, Rate; 70% of the wages approx. shareable in fixed proportion. |
| |
| 4. Maternity Benefit |
| |
 |
Payment of contribution for 70 days in 2 preceding contribution periods (1 year) |
12 Weeks in case of normal delivery. 6 weeks in case of miscarriage. Extendable by 4 weeks on medical advice Rate : Almost full wages. |
| |
| 5. Medical Benefit |
| |
 |
Full medical facilities for self and dependants from day 1 of entering insurable employment. |
Full medical care till disease or disablement lasts. No ceiling or upper limit on expenditure for individual cases, Retired insured persons who have been in insurance employment for atleast 5 years before
superannuation and disabled insured persons and entitled to full medical care for self and spouse only on payment of Rs. 120/- as annual contribution. |
| |
| 6. Funeral Expenses |
| |
 |
From day 1 of entering insurable employment. |
For defraying expenses on the funeral of an Insured person. Rate: Actual expenses subject to a maximum of Rs. 2500/- |
| |
| 7. Vocational Rehabilitation |
| |
 |
In case of physical disablement due to employment injury. |
As long as vocational training lasts. Actual fee charged or Rs. 45/- a day whichever Is more. |
| |
| 8. Physical Rehabilitation |
| |
 |
Same as above |
As long as a person is admitted In an artificial llmb center. Rate: 100 percent of wages. |
